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OSAP FAQs
Clear answers to help you make confident financial decisions.
Absolutely, the consultation session helps you understand admission requirements and available financial support options.
Absolutely! You can apply to multiple colleges or universities; however, you must eventually choose one institution and a specific program to accept the offer and proceed with the enrollment process.
OSAP is a financial aid program provided by the Government of Ontario to help students cover college and university expenses. It offers non-repayable grants and loans that are repaid after graduation.
Yes, you can apply for OSAP as a part-time student, but the amount you receive depends on your study load, personal income, and family income.
Yes, OSAP can be used for online programs as long as the college or university is approved in Ontario and the study load is considered full-time or part-time.
It’s best to apply for OSAP at least two months before the start of your semester to avoid any delay in receiving your funds.
Yes, you can modify your OSAP application if there are changes in your course load, income, or family status. This can be done within 40 days before term's end, through OSAP offcial website or your college or university’s Financial Aid Office.
A grant is money you don’t need to repay, while a loan must be repaid starting after six months from graduation.
Yes, family income impacts your OSAP amount. Higher income generally reduces the grant portion and increases the loan portion.
If your OSAP application is denied, you can submit an appeal explaining your financial or personal situation and provide supporting documents to prove your eligibility.
No, colleges and universities do not allow anyone to communicate on behalf of the student. However, we provide professional academic guidance to help students communicate effectively and appropriately with their institutions.
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